'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'

While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.

'Exit the car and call for your vehicle to be towed.'

'Negotiate a longer agreement with the escalation clause fixed now.' 'This will enable you to control future cost increases.'